The Credit Union was chartered in 1951 as the Griffiss Employees Credit Union and operated out of a desk in the Headquarters Building at Griffiss Air Force Base in Rome, serving only civilian members. As we grew, the charter was amended to expand the field of membership and the variety of products and services offered. Our name was then changed to Griffiss-Oneida Federal Credit Union.

In 1985, Griffiss-Oneida FCU merged with DeWitt First Federal Credit Union in Syracuse and our name was changed again to Up State Federal Credit Union. In 1988, we also merged with Fort Drum Federal Credit Union. In 2000, we changed our Federal charter to a New York State charter and our name was changed to AmeriCU Credit Union.

AmeriCU Credit Union serves over 100,000 members throughout Central and Northern New York and beyond, and offers a complete line of financial services - including savings and investment accounts, consumer and real estate loans, credit cards, our own proprietary ATM network and toll-free automated TeleLink service. AmeriCU is also a member of many ATM networks.

Branch offices are located throughout Northern and Central New York State. All members' regular accounts and IRAs are insured up to $250,000 by the NCUA.

Most importantly, the concept and philosophy of the credit union movement's beginnings - co-operative field of membership, one member one vote, education and affordable credit - are still integral parts of our daily operation and are what set us apart from our competitors. The credit union creed of "Not for Profit, But for Service" carries on in a movement created to serve the people.

Who is eligible for membership?

Even if you are not already a member of the credit union, you may still apply for a student loan now.  However, you must become a member before we can fund any loans.

Becoming a member of AmeriCU Credit Union is easy! If you or an eligible relative works in, lives in, attends school in or worships in any of the following counties in New York State, or you have a relative who is an existing member, you can qualify to experience the credit union advantage: Onondaga, Oswego, Cayuga, Madison, Jefferson, Lewis, Herkimer, or Oneida!

For more information and to join, click here.